The theory of intertemporal consumption provides a framework for understanding how we make decisions relating to mortgage affordability.
Latest Blogposts
Relaxing Mortgage Rules
While the goal of boosting home ownership and economic growth is commendable, the key question remains: is loosening restrictions on high loan-to-income mortgages truly the right solution?
The Saudi-US-Israel Nexus
As the recent ceasefire between Israel and Hamas takes effect, the spotlight turns to the economic forces quietly shaping the region’s future.
Our Response to the DfE Curriculum and Assessment Review
The ERC is calling for a renewed focus on economic literacy in secondary education to better prepare students for life, work, and further study
Celebrity Endorsements in the Presidential Election
We explore the economic concepts and theories underpinning celebrity endorsements in the business sphere and applies them to the context of political elections, shedding light on their potential impact on voter behaviour.
Assessing the Budget
As the nation grapples with the aftermath of a global pandemic and ongoing economic uncertainties, the government’s fiscal decisions bear significant weight on the country’s future.