As debates over the Cash ISA limit persist, many savers face a crucial question: should they stick with cash, or is it time to consider the potential rewards of a Stocks & Shares ISA?
Intertemporal Choice and Mortgage Affordability
The theory of intertemporal consumption provides a framework for understanding how we make decisions relating to mortgage affordability.
How Might the Budget Affect You?
The Chancellor’s Autumn Budget 2024 has been unveiled, presenting a comprehensive plan to fix the foundations of the economy, protect working people, and rebuild Britain.
The Rise of Digital Nomads
In recent years, the digital nomad lifestyle has gained significant traction, driven by advances in technology, the rise of remote working, and shifting attitudes towards work-life balance.
39% Capital Gains Tax?
By analysing this potential development through the lens of intertemporal choice theory, we can gain valuable insights into how such a tax increase might influence economic activity.
Opportunity Cost: Rent or Buy
The recent divergence between modest house price growth and surging rents poses a complex decision for many: is it better to continue renting or to buy a home? Understanding the underlying economic concept of Opportunity Cost can help clarify this choice. Opportunity Cost is the value of the next best alternative forgone when making a decision. In […]